TEL: 0330 223 1261

Leasing and Asset Finance

Welcome to Hire Company Finance, your home of leasing and asset finance in the UK.

How Does Leasing Work?

Leasing or renting assets (eg machinery or office equipment) can save you the initial costs of buying them outright.

Advantages of Leasing
Advantages include:

  • You’ll have access to a high standard of equipment that you might not have been able to afford otherwise
  • Interest rates on monthly instalments are typically fixed
  • It’s a less risky alternative to a secured bank loan - if you can’t make payments you’ll lose the asset but not, for example, your home
  • The leasing company carries the risks if the equipment breaks down
  • As long as you make regular repayments for the period of the lease, the agreement can’t be cancelled
  • What is Asset Finance?

  • Asset financing is a form of funding which can be ideal for allowing a business to purchase or refinance capital equipment such as commercial vehicles, print machinery or construction and plant, by allowing the cost to be spread over an agreed period of time.
  • Because of its power as a highly effective strategic tool for business growth, this type of business finance is now one of the most popular and fastest growing options currently available within the UK.

Benefits of Asset Finance

  • The purchased assets are funded from income rather than capital.
  • Asset finance is often cheaper than some of the other options currently available.
  • Asset finance does not tap into existing finance facilities.
  • The borrowing company will be able to benefit from the use of the asset without having to fully pay for it.
  • Fixed rates are often available.
  • Tax advantages may also be available (in some cases)

How Can We Help?

The services and finance available from Hire Company Finance are uniquely personalised to you, with a customer liaison programme that is comprehensive and designed with a certain depth of character in mind, the character of your business.
Face-to-face meetings, dedicated account management, attending your premises and out-of-hours availability all part of the deal.

Bespoke Finance Packages Available

Our bespoke financial packages are tailor-made to suit your requirements - including full VAT deferral,seasonal payments, and extended term loans (up to 84 months). You couldn't realistically get a better deal if you came up with it yourself - because you do!

Offering Easy Access

We offer creative funding solutions in secured and unsecured business loans. Refinance is about getting the most, not just out of what you’ve got, but what you can get with us. Commercial mortgages and invoice discounting are popular methods of getting businesses moving all over the UK, with You won't need to go anywhere else!

Contact Us

If you would like any further information regarding our leasing and asset finance options, please contact us via Tel. No. 0330 2231 261 or e-mail and we will be happy to answer any of your questions.

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faq list

Frequently Asked Questions

1. I think I'm maxed out with every funder. Can you help?
Yes. We can use our own funds

2. Can I reclaim my VAT on a lease?
Yes. Every time you submit a VAT return as VAT is paid monthly

3. Can I reclaim the VAT on HP?
Yes. As soon as you have taken delivery of the vehicle

4. What happens at the end of a finance lease?
You can take a secondary period or sell - and we can do it for you

5. Are director's guarantees required?
Not in all cases

6. How about cross company guarantees?
These can be useful, but we can help weaker deals over the line

7. I've been declined. Can you still help?
Yes. That's our job

8. I'm a sole trader. Will you still finance me?
We finance sole traders, partnerships and incorporated bodies

9. My company is based outside the UK. Will you finance me?

10. Can I get finance for the training to pass an HGV licence?
Not with us

11. Can I get finance for conversions and ancillary products on vehicles?

12. Can you help me raise capital to increase cash flow?
Yes. We specialise in this.